Trusted Wealth Management

 Investing is an effective way to create wealth and you don’t have to be wealthy to do it. It involves you putting your savings to work, and making your hard earned dollars work for you.

Making the right financial decisions is critical to avoid mistakes, optimize what you have and work towards financial independence. We work with our clients to develop the right financial path and strategies in order to grow your wealth and achieve your goals over time.

We offer expert advice on portfolio construction, tax effective investments, regular investment plans and borrowing techniques that are aimed at accelerating your wealth and getting you to where you want to be.

Whether you inherited a portfolio, designed it yourself or have had a portfolio previously developed, feel free to contact us to obtain a second opinion. As specialists in this area, we are happy to provide guidance where we see misaligned investments or strategies, hidden costs and/or unnecessary investment risk.

We provide our core portfolio advice via separately managed accounts (SMA).

As part of our ongoing and active management of your portfolio we monitor markets for opportunities to assist your portfolio returns. Our detailed portfolio administration captures all such transactions as well as offering 24/7 access to your portfolio through our website.

 Transitioning from work to retirement can be a daunting time for many people. How will you replace your main source of income once you stop working?

For some, you will become completely reliant on those assets you have accumulated throughout your lifetime to fund your retirement income needs. For others, there will be Government assistance available by way of a full or part Age Pension.

The various strategies and retirement income structures suitable are different for everyone.

We provide expert advice to ensure your cash flow continues even when your salary does not. We understand the issues involved and will partner with you to optimise your situation.

Once the strategy is established, we work hand in hand with you to ensure you are always well positioned regardless of the legislative environment, market cycles or changes to your personal situation.

Your financial position and retirement goals are unique to you, as such we don’t deliver a one-size-fits-all retirement strategy. We liaise and work with clients' accountants in a professional manner. We believe that a separation of these duties provides the best outcome for clients and a level of oversight which is not available under other ‘one stop shop’ firms.

We meet with clients semi-annually, while also making ourselves available to meet on an as needs basis. Clients receive quarterly newsletters and reports, along with regular information which relate to their portfolios and the broader economic environment.

Superannuation is one of the most complex areas you can find, and is often misunderstood. We provide expert advice and education to help you understand the complexities and opportunities associated with this type of investment vehicle.

Many Australians have not given adequate thought to how much they need to save during their working life in order to meet their income needs in retirement. In most cases relying on your mandatory employer superannuation contributions is not adequate to be fully self-funded. Currently only 32 per cent of retired Australians aged 65 have accumulated enough private and superannuation savings to be fully self-funded in retirement.

We provide personalised advice and guidance to ascertain the superannuation nest egg you require and the strategies appropriate to give you the best possible chance of having the retirement you desire.

It is so important to have an Estate Plan in place.  What happens to your assets should you become incapable of looking after your own affairs and also what happens to them when you die?

We work closely with Estate Planning specialists to ensure these needs are met and can refer accordingly.